Steve Jobs sent himself this email in 2010:
Why Should Anyone Write In Cursive Anymore?
I understand that handwriting imprints the memory better — I notice it even in adulthood — but I am skeptical that there is a reason the handwriting is better done in cursive. - The New York Times
OECD releases report on 13 country survey of fraud in e-commerce
- FTC assisted with survey
- Includes US, Australia, Canada, Chile, Germany, Israel, Italy, Japan, Korea, Mexico, Norway, Singapore and Turkey;
- 50% of people had at least one serious problem in the prior year
- Problems included goods never delivered, flight/hotel cancellations during COVID, online subscriptions and counterfeit goods
- These issues cost OECD members $22 billion in 2020
- 34% of problems involved COVID
- More harm to younger people, those in financial distress, and in rural areas
- Victims spent five hours trying to resolve issues, and faced high stress levels
Skimming scams in the US are now stealing benefits from foodstamps SNAP cards
- Cards have no chips;
- No reimbursement protection that one would have with a debit card;
- Just in Massachusetts in November victims lost $1.6 million from 5000 households
- Agriculture department warning here
US, UK, Netherlands, Germany and Poland announce joint effort against Denial of Service Attacks (DDoS); shut down 50 systems that support it; one of those is responsible for 30 million attacks; 7 administrators arrested so far
Review and recommendation/Courtroom Drama of the week: I highly recommend The Caine Mutiny, from 1954. The story involves a mutiny on a US Navy ship in WWII, and the court martial of the captain, played by Humphrey Bogart. The film won best picture, and Bogart got an Oscar for this performance among a great cast. It is based on a Herman Wouk book that itself won a Pulitzer, and if possible is even better.
Fraud Studies: Here are links to the studies I’ve written for the Better Business Bureau: puppy fraud, romance fraud; BEC fraud, sweepstakes/lottery fraud, tech support fraud, romance fraud money mules, crooked movers, government imposters, online vehicle sale scams, rental fraud, gift cards, free trial offer frauds, job scams, online shopping fraud, and crypto scams
Fraud News Around the world
- Global Scam Alliance does consumer survey and asks experts which country is going a good job in fighting online scams; most rate their country poorly; suggests social media, banks, domain registrars could/should do more
- Police in York, Ontario arrest three for grandparent fraud; scammers went to victim’s house to get money
- Police in Durham, Ontario arrest four, two from Quebec, for grandparent fraud
- ACCC in Australia sues online florist for misleading reviews and price claims
- Chicago: Two men indicted for fraud in processing remotely created checks used by scammers
- Singapore: Four men arrested for laundering money from rental scams
- Florida AG sues scam moving operation, ten companies and three men behind them; hired brokers to do actual moving; false claims made
- California: Eleventh defendant pleads guilty in scheme where callers based in Peru phoned Spanish speaking victims in the US, threatened them into paying for goods they did not want
- Florida: More than three years each in prison for pair who defrauded victims in fortune-telling scam
- Watch out for scam bar codes on the back of gift cards; you might be loading money onto a card owned by a scammer instead of the card you paid for
- Don’t return money someone sends “accidentally” on Venmo
- Products with the most fake online reviews: 45% of reviews about watches and Christmas décor; 60% for sweaters/pullovers; 71% for slippers
- Online scammers are scamming each other, go to online Russian arbitration group
- RCMP warns scammers are calling people, suggesting that they call their banks, but scammers stay on the line and impersonate the bank
- FTC gives advice on what to do if goods ordered online don’t arrive; provides sample complaint letter
- After law enforcement closes Hydra darknet marketplace, a dozen Russian-language similar sites pop up, collectively larger, buy and sell in crypto
- Florida man arrested after hitting wife with Christmas tree after being asked to help make dinner
- Prison for Memphis rapper after releasing song discussing theft of PPP loans
- Florida man arrested after stealing $1375 worth of toothbrushes and throwing them off bridge
- FTC and Florida AG sue scam that claimed it could get government grants for people
- CFPB sending $19.6 million in refunds to 23,000 victims of student debt relief scams
- Reports are that the FTC is investigating advertising by crypto companies
- FTC asks for public comments for possible updates on its Green Guides about advertising environmental benefits of goods
- West Virginia: Five indicted for PPP fraud
- Pennsylvania: Man charged with forging documents, ID theft, to apply for PPP loans and defraud banks and purchase goods
- Boston: Man arrested for PPP/EIDL fraud as well as unemployment benefit theft
- Memphis, TN: Two business owners indicted for PPP fraud; got $786,000
- Georgia: Two get prison for PPP fraud
- Las Vegas: Woman pleads guilty in scheme to steal unemployment benefits and PPP loans; got $4.7 million
- Louisiana: Business man pleads guilty to PPP fraud; got $664,000
- UK’s Which? does study that finds massive use of fake investment advertising on Facebook and Instagram
- Court in Australia dismisses ACCC case against Google; had claimed that it did not adequately get consent for info sharing
- New Jersey: Nigerian man indicted for BEC scam and money laundering; got at least $8 million
- Boston: Man (Nigerian?) convicted of BEC fraud
- SEC sues four for crypto pyramid scheme aimed at Spanish speakers; $8.4 million fraud
- Attack on Mercury shuts down many core systems of New Zealand government
- Ransomware gang threatens to leak data from California Department of Finance unless it pays
- Outsourced HR firm Sequoia One suffers breach that includes social security numbers, names, dates of birth
- 300,000 in Ontario get notice of data breach by vaccination notification system
- North Koreans steal crypto by using spyware embedded in Excel spreadsheets; target crypto VIP’s
- CFTC orders scammer to pay back $2.8 million from Ponzi scheme involving crypto
- France: Two arrested for crypto investment scheme
- Salt Lake City: Man (Romanian?) sentenced to three years prison for skimming gas pumps; got over $200,000 in gas and other goods
- South Africa: Two Bulgarians arrested for ATM skimming
- Jamaica sets up tip line to call in with information about lottery scammers; offers money for whistle blowers
- Canada issues warning about traveling to Jamaica because of gang violence
- New Jersey: Man gets 5.5 years prison for romance scam; had escaped federal prison where he had been serving time for earlier romance fraud
- UK: Female probation officer and her partner plead guilty to romance fraud; took men for at least £200,000
- Australia arrests four Chinese men for crypto investment fraud; apparently romance fraud; victims in the US; losses from scam $100 million
- How Nigerian scammers pretended to be a 4 star general in the US Army, and got caught
- Australia: 21 arrested for romance fraud; 15 of them as money mules laundering money